Requisition ID:

Develop Credit Risk Strategies

Develop and implement credit risk strategies, policies and procedures for Unsecured Lending portfolios using analytics, empirical decision models and competitive analysis. Ensure all credit risk strategies, models, and policy changes comply with internal model risk management standards, validation requirements, and applicable regulatory guidelines (e.g., OSFI expectations). Leverage champion/challenger capabilities and incorporate credit bureau, other third-party data, and non-traditional data to innovate for continuous improvements to existing strategies. Independently conduct analysis, including data query and data manipulation using advanced tools, translation of numbers into actionable insights, and delivery of business intelligence using effective data storytelling techniques. Conduct analysis to identify change in credit quality, exceptions, client behavior and performance trends. Develop and track early-warning i...