Job Description As part of the Group Risk Management (GRM) – Credit Strategy team, the Credit Strategy and Data Science Manager role will analyze, design, optimize and implement solutions to enable real‑time decision making for the retail lending businesses.

The team specializes in leveraging large data sets to generate insights and make fact‑based decisions on how to profitably grow loan originations by balancing risk, pricing, operational efficiency and customer impact.

The role employs a range of leading‑edge technologies and capabilities, applying machine learning and statistical techniques, to build predictive behavioral models and credit strategies.

Responsibilities

Develop quantitative credit risk metrics and tools to help manage, measure, and monitor credit risk.

Use empirical, statistical and machine‑learning techniques to build financial models to simulate financial outcomes of strategy decisions, measure true outcomes against expe...