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Credit Risk Specialist (ATH 4702)

Company: The Toronto-Dominion Bank (Canada)

Location: Toronto, London

Posted: March 13, 2026

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Position Details

Description

Reporting to Senior Manager, Credit Card Account Management, this role will provide analytical thought leadership and support for credit risk initiatives related to Cards Account Management, including automated risk decisions (ARDs), either through reactive adjudication decisions or proactive Pre-approval Offers. The successful candidate will work in a fast-paced and results-oriented environment and will be part of a learning culture where ongoing development is encouraged. Specific accountabilities include:

• As a Credit Risk Specialist, you will leverage your understanding of consumer credit behaviour to investigate, create, implement, and validate various strategies, credit risk models and policies through developing business cases, performing pre and post implementation monitoring and reporting to ensure targets are achieved.

• Gain a deep understanding over complex automated credit decision systems and strategy engines. Translate dat...